Terms & Conditions

1. Acceptance of Terms

By accessing or using the Suncrest Luxon website (the "Site"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Site.

2. Nature of Our Content

Suncrest Luxon provides data analysis, informational content, and educational resources intended to help individuals and families make more informed financial decisions. Nothing on this Site constitutes personalised financial, investment, tax, or legal advice, and no content should be relied upon as a substitute for consultation with a qualified professional.

Any figures, projections, examples, or illustrations presented on the Site are for general informational purposes only and do not guarantee any particular outcome or result.

3. Eligibility

By using this Site, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Site on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

4. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the Site by any third party. Prohibited activities include, without limitation:

• Attempting to gain unauthorised access to any part of the Site, servers, or networks connected to the Site.
• Using automated tools, bots, or scripts to extract data or content from the Site without prior written consent.
• Uploading or transmitting viruses, malware, or any other harmful code.
• Misrepresenting your identity or affiliation when interacting with the Site or submitting information through it.
• Using the Site in any way that could damage, disable, overburden, or impair its operation.

5. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of Suncrest Luxon or its licensors and is protected by applicable intellectual property laws, unless otherwise stated. You may view and print pages from the Site for your own personal, non-commercial use, provided you do not modify, reproduce, or redistribute the content without our prior written permission.

6. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience only and do not constitute an endorsement or recommendation of the linked content. Suncrest Luxon has no control over, and accepts no responsibility for, the content, accuracy, or practices of any third-party sites.

7. Forms, Enquiries and Communications

If you submit information through a contact form, booking request, or similar feature on the Site, you agree to provide accurate and current information. Submitting a form does not create any contractual relationship between you and Suncrest Luxon unless expressly confirmed in writing by us.

8. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, Suncrest Luxon makes no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or availability of the Site or its content, and disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Suncrest Luxon and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Site, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Suncrest Luxon, its representatives, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Site or your violation of these Terms.

11. Changes to These Terms

We may update or revise these Terms from time to time to reflect changes in our practices, services, or applicable law. Any changes will be posted on this page with an updated revision date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

12. Changes to the Site

Suncrest Luxon reserves the right to modify, suspend, or discontinue any part of the Site, temporarily or permanently, at any time and without prior notice or liability.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Suncrest Luxon operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

15. Contact

If you have any questions regarding these Terms, please get in touch via our contact page.